SimplySAVE SBI Card

Benefits

Earn 10X Reward Points on eligible Dining, Movies, Departmental Stores and Grocery spends. Earn 1 Reward Point per ₹150 on other eligible spends. SBI Card also lists a 2,000 bonus Reward Point offer for spending ₹2,000 or more in the first 60 days, subject to current offer terms.

Features

Contactless payments; worldwide acceptance at supported Visa/Mastercard outlets; cash withdrawal at supported ATMs; Flexipay conversion for eligible purchases of ₹2,500 or more; add-on cards; utility bill payment facility; balance transfer on EMI, subject to eligibility and current terms.

Cashback

Value-back is through Reward Points rather than a flat cashback rate. SBI Card's current product page lists 10X Reward Points on the specified categories and 1 Reward Point per ₹150 on other spends.

Rewards

10 Reward Points per ₹150 on eligible Dining, Movies, Departmental Stores and Grocery spends; 1 Reward Point per ₹150 on other eligible spends. The current SBI Card terms state a maximum 5,000 Reward Points per month on the accelerated categories.

Renewal Fee

₹499 + applicable taxes from the second year onwards

Fee Waiver

Renewal fee reversal on annual spends of ₹1,00,000 or more, according to the current SBI Card product page.

Welcome Benefit

2,000 bonus Reward Points on spending ₹2,000 or more in the first 60 days, subject to the current offer terms.

Lounge Travel

No specific lounge benefit was established from the current SimplySAVE official sources reviewed.

Fuel Benefit

1% fuel surcharge waiver on eligible transactions between ₹500 and ₹3,000 at petrol pumps across India; maximum waiver ₹100 per statement cycle, subject to applicable taxes and terms.

Important Policy

Fees, reward categories, caps, exclusions, offers and eligibility are subject to current SBI Card terms. The current SBI Card product page and official SimplySAVE terms were used for verification.