SBI Card PRIME

Benefits

10 RP/₹100 on Dining, Groceries, Departmental Stores and Movies; 15 RP/₹100 at specified Reliance stores; 20 RP/₹100 on eligible utility standing instructions.

Features

Complimentary domestic and international airport lounge access; welcome e-gift voucher; milestone/spend-linked vouchers subject to current terms.

Rewards

20 RP/₹100 on standing instructions for utility bills; 15 RP/₹100 at specified BigBasket/Reliance formats; 10 RP/₹100 on Dining, Groceries, Departmental Stores and Movies; 2 RP/₹100 on other retail spends. SBI Card states a cap of 7,500 Reward Points per month on the accelerated 5X categories; applicable base reward continues after the cap.

Renewal Fee

₹2,999 + applicable taxes

Fee Waiver

Renewal fee waived on annual spends of ₹3 lakh or more.

Welcome Benefit

₹3,000 welcome e-gift voucher, subject to current eligibility.

Milestone Benefit

₹1,000 Pizza Hut e-Voucher on ₹50,000 spend in a calendar quarter; ₹7,000 Yatra.com/Pantaloons e-Gift Voucher on ₹5,00,000 annual spend. SBI Card also lists renewal-fee waiver at ₹3 lakh annual spend.

Lounge Travel

Complimentary domestic and international airport lounge access, subject to current SBI Card eligibility and usage terms.

Fuel Benefit

1% fuel surcharge waiver on transactions from ₹400 to ₹5,000 at eligible petrol pumps; maximum surcharge waiver ₹250 per month per credit-card account, with applicable taxes/terms.

Important Policy

Verified against current SBI Card first-party public information reviewed on 24 September 2026. Benefits, eligibility, caps, exclusions, fees and offers can change; customer should check the current official SBI Card terms before applying.