Apollo SBI Card SELECT

Benefits

Up to 25% value back on eligible Apollo 24|7 App and Apollo Pharmacy spends, combining Reward Points and Apollo Health Credits, subject to applicable caps, eligible transactions and current terms.

Features

Health and wellness-focused co-branded credit card with Apollo Circle benefits, 1-year complimentary FITPASS PRO Membership, milestone benefits, airport lounge access, Priority Pass membership, fuel surcharge waiver, Cash Access, Flexipay EMI, add-on cards and bill-payment facilities.

Cashback

Up to 25% value back on eligible Apollo healthcare spends: 10% Reward Points plus up to 15% Apollo Health Credits, subject to eligible transactions and terms.

Rewards

10 RP/₹100 on Apollo 24|7 App and Stores; 2 RP/₹100 on Dining, Movies & Entertainment and Travel; 1 RP/₹200 on other purchases. SBI Card FAQ states a 5,000 RP statement-cycle cap for the Apollo 24|7/App & Stores category and separately for Dining/Movies/Entertainment/Travel.

Renewal Fee

₹1,499 + applicable taxes per annum from second year onwards

Fee Waiver

Renewal fee waived on annual spends of ₹3 lakh or more in the preceding year; SBI Card's current fee table confirms this threshold.

Welcome Benefit

₹1,500 Apollo 24|7 e-Gift Voucher on payment of joining fee; built-in Apollo Circle benefits; 1-year complimentary FITPASS PRO Membership subject to eligibility/activation terms.

Milestone Benefit

₹1,499 annual fee reversal on annual spends of ₹3 lakh or more in the preceding year; free comprehensive health check-up on eligible spends of ₹50,000 within 90 days of joining and annual renewal; Noise smartwatch worth ₹7,999 on annual spends of ₹6 lakh, subject to current offer terms.

Lounge Travel

4 complimentary domestic airport lounge visits per year, maximum 1 per quarter; 2-year complimentary Priority Pass Program Membership for international lounge access, with applicable usage charges/terms.

Fuel Benefit

1% fuel surcharge waiver on eligible transactions between ₹500 and ₹4,000; maximum surcharge waiver ₹100 per statement cycle per credit card account.

Important Policy

SOURCE-FIRST VERIFIED against SBI Card first-party information reviewed 1 October 2026. Benefits, eligibility, caps, exclusions, fees, lounge usage charges and offers can change. Customers should check the current official SBI Card terms before applying.