YES BANK Zagg Credit Card

Benefits

Lifetime Free; UPI-enabled RuPay credit card; exclusive offers on the Zagg app; domestic lounge access subject to YES BANK spend criteria; 1% fuel-surcharge waiver on eligible fuel transactions.

Features

RuPay credit card designed for UPI Scan & Pay through Zagg; Zagg app activation; credit limit advertised up to ₹5 lakh; eligible UPI and everyday transactions can earn Zagg Coins.

Cashback

Zagg Coins are earned on eligible transactions through the Zagg UPI platform. Zagg's current Rewards Policy states 3% of eligible transaction value is credited as Zagg Coins, subject to exclusions, rounding and the statement-cycle cap.

Rewards

3% Zagg Coins on eligible Zagg UPI transactions; minimum eligible transaction amount ₹50. Current Zagg Rewards Policy states the maximum Zagg Coins per statement cycle are capped at 1.5% of the assigned credit limit. 1 Zagg Coin = ₹0.25 according to the current Zagg app listing.

Renewal Fee

₹0 — Lifetime Free

Fee Waiver

Not applicable for the current Lifetime Free offering.

Lounge Travel

2 complimentary domestic airport lounge visits per quarter for the YES BANK Rio/Zagg variant, subject to eligibility. YES BANK's current lounge rules require ₹50,000 eligible spend in the previous quarter for Zagg to automatically qualify for complimentary domestic lounge access in the subsequent quarter.

Fuel Benefit

1% fuel-surcharge waiver on eligible transactions between ₹400 and ₹5,000; maximum waiver ₹250 per statement cycle. GST on fuel surcharge is not reversed.

Important Policy

Verification completed 26 Sep 2026 from YES BANK and Zagg first-party sources. Zagg Coins apply only to eligible transactions through the Zagg platform and are subject to exclusions, caps and current programme terms. Lounge access is subject to YES BANK's current spend-threshold and lounge rules. Offers may change.

Offers

Exclusive offers on Zagg app; Zagg UPI rewards; partner offers subject to current Zagg terms.